Stop whining!

I'm going to buy stock in Kraft, Inc. so I'll have enough cheese to go with all of the Whine that's going around these days.

There's no shortage of people who want to blame all of their problems on someone else, people who are unwilling or unable to accept responsibility for their own actions, and people who want everything right NOW but are unwilling to sacrifice anything at all, or WORK at all, to achieve the things they want.

Of course, this latest "crisis" in home sales, mortgages gone haywire, and the fallout from all of the above, plays right into all of the things I mentioned. People want way more house than they can afford, so they find a "flexible rate" mortgage that allows them to buy one. Then, when the mortgage company exercises its right to accelerate the interest and house notes go where they should have been in the first place, these people cry "foul!" and ask the governement to bail them out! Please tell me; WHY ON EARTH IS THE GOVERNMENT INVOLVED???!!!! The mortgage companies, attempting to make a profit, baited the homeowners, KNOWING that the greedy buyers would want more house than they could ever afford!

Here's what I think. The people who bought way more house than they could afford and did so KNOWINGLY should lose their homes - period! The government, if it gets involved at all, should simply outlaw these kinds of mortgages in the future; there should be no penalty to the mortgage companies. Mortgage companies offered a product that they thought people would appreciate - apparently they did! Of course, the chickens came home to roost, and NOW the very companies that thought they'd make it rich by pandering to people's greed are wondering how they're going to stay out of bankruptcy court.

I think it's time to return to the values of our parents. Save before buying; BUDGET!!! Only buy what you can afford; learn to say "No!" Accept your station; if you make a middle-class salary, buy a home that fits your budget. READ what you sign BEFORE you sign it!!! Stop whining about your own greed causing you to lose your home! It was your actions that caused it; accept the consequences and move on!

Meanwhile, I think I'll buy that Kraft stock. I don't think the flood of Whine is going away any time soon!